4 Things To Expect from the Spring Housing Market

Written by Ocala Mortgage Syndicated User on March 25, 2025. Posted in For Buyers, For Sellers, Home Prices, Mortgage Ocala, Mortgage Rates, Ocala Mortgage.

Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move.1. There Are More Homes for SaleAfter a long stretch of tight inventory, the number of homes for sale is finally improving. According to recent national data from Realtor.com, active listings are up 27.5% compared to this time last year. Look at the graph below and follow the green line for 2025. You can see, even though inventory levels still haven’t returned...

Rising Inventory Means This Spring Could Be Your Moment

Written by Ocala Mortgage Syndicated User on March 18, 2025. Posted in For Buyers, Home Prices, Mortgage Ocala, Ocala Mortgage.

Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down.1. You Have More Homes To Choose FromThe number of homes for sale this February was higher than it’s been in any of the past five Februarys – and that’s great news for your home search. The graph below uses the latest data from Realtor.com to show the supply of homes on the market has grown by 27.5% in just the last year:More choices for your...

Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up

Written by Ocala Mortgage Syndicated User on March 11, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Home Prices, Mortgage Ocala, Ocala Mortgage.

At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.”That’s because nationally, home values continue to rise. And with mortgage rates still stubbornly high and home prices going up, you may be holding out for prices to fall or trying to time the market for that perfect rate. But here’s the truth: waiting for the right moment could cost you in the long run.Home Prices Are Still Rising – Just at a More Normal PaceThe idea that prices will drop dramatically is wishful thinking in most markets. According to the...

Do You Know What Your House Is Really Worth?

Written by Ocala Mortgage Syndicated User on March 8, 2025. Posted in Equity, For Sellers, Home Prices, Infographics, Mortgage Ocala, Ocala Mortgage.

Some HighlightsOver the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think. ?Nationally, prices are up nearly 60% since 2019. ?And, if selling has been on your mind, you can use that bigger-than-expected return to power your next move.If you want to know how much your home is worth in today’s market, reach out to a local agent.? The number may surprise you.

Do You Know How Much Your Home Is Worth?

Written by Ocala Mortgage Syndicated User on February 28, 2025. Posted in For Sellers, Home Prices, Mortgage Ocala, Ocala Mortgage.

Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home?Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind, this could mean a bigger-than-expected payday when you list. So, how much has your home’s value really changed? Let’s break it down.The Rapid Rise of the Past 5 YearsTypically, home prices go up by about 2-5% a year. But in 2021-2022, there were double-digit increases. And at the...

Buying a Home May Help Shield You from Inflation

Written by Ocala Mortgage Syndicated User on February 19, 2025. Posted in Home Prices, Mortgage Ocala, Ocala Mortgage, Rent vs. Buy.

It feels like everything is getting more expensive these days. That’s because inflation has remained higher than normal for longer than expected – and that’s impacting the costs of goods, services, and more. And with rising costs all around you, you’re probably questioning: is now really the right time to buy a home?Here’s the good news. Owning a home is actually one of the best ways to protect yourself from the rising costs that come with inflation.A Fixed Mortgage Protects You from Rising Housing CostsOne of the key benefits of homeownership is that when you buy a home with a fixed-rate...

Home Price Growth Is Moderating – Here’s Why That’s Good for You

Written by Ocala Mortgage Syndicated User on February 11, 2025. Posted in For Buyers, Home Prices, Mortgage Ocala, Ocala Mortgage.

Over the past few years, home prices skyrocketed. That’s been frustrating for buyers, leaving many wondering if they’d ever get a shot at owning a home. But here’s some welcome news: that whirlwind pace of home price growth is slowing down.Home Prices Are Rising at a Healthy PaceAt the national level, home prices are still going up, but at a much more moderate, normal pace. For example, in November, the year-over-year increase in home prices was just 3.8% nationally, according to Case-Shiller. That’s a far cry from the double-digit spikes that occurred in 2021 and 2022 (see graph...

The Real Benefits of Buying a Home This Year

Written by Ocala Mortgage Syndicated User on February 4, 2025. Posted in For Buyers, Home Prices, Mortgage Ocala, Ocala Mortgage.

Have you been wondering whether you should keep renting or finally make the leap into homeownership? It’s a big decision, and let’s be real — renting can feel like the easier option, especially if buying a home feels out of reach.But here’s the thing: a recent report from Bank of America highlights that 70% of prospective buyers fear the long-term consequences of renting, including not building equity and dealing with rising rents.Maybe you’re feeling that too — concerned about where renting might leave you down the road, but still unsure if you’d even be able to buy right now. The...

Time in the Market Beats Trying To Time the Market

Written by Ocala Mortgage Syndicated User on February 1, 2025. Posted in Equity, Forecasts, Home Prices, Infographics, Mortgage Ocala, Ocala Mortgage.

Some HighlightsAre you torn between whether to buy a home now or wait? Consider this.Forecasts show prices will climb for ?at least the next 5 years. If you wait, the price of a home will be higher later on. But, if you buy a $400K now, you could gain roughly $83K in equity as prices rise.If you’re able to buy now, this equity is one reason why it’ll be worth it in the long run. Connect with an agent if you’re ready to talk through ways we can make it happen.

How Home Equity Can Help Fuel Your Retirement

Written by Ocala Mortgage Syndicated User on January 29, 2025. Posted in Agent Value, Home Prices, Mortgage Ocala, Ocala Mortgage.

If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the life you want in retirement.What you may not realize is you likely have a hidden goldmine of cash you’re not thinking about — and that’s your home. Data from the Federal Housing Finance Agency (FHFA) shows that home values have gone up nearly 60% over the last 5 years alone (see graph below):And that appreciation gave your net worth a big boost. According to Freddie Mac, over the same five-year period:“...

Category: Home Prices